The Infinite Piggy Bank: How to Make Your Money Work for You | Ep 245
This episode takes us on Gladys’ powerful financial journey, starting with the wake-up call that came after the birth of her son. 💡👶 Inspired by her mother’s hard work and struggles with taxes, Gladys made it her mission to explore smarter ways to build wealth and move beyond simply trading time for money.
She introduces us to the fascinating world of Infinite Banking 💵🔄 — a strategy built around specially structured whole life insurance policies. Unlike the typical "either/or" mindset of paying off debt or saving, this method creates an “Infinite Piggy Bank” 🐷✨ where your money grows, remains protected, and can be borrowed against to cover expenses or fuel investments.
To bring the concept to life, Gladys shares an inspiring case study of a 74-year-old client who used this approach to pay off his mortgage 15 years early, saving over $200K in interest while still protecting his retirement funds and leaving a lasting legacy. 🌱🏡💎
Melissa and Gladys wrap up by highlighting how Infinite Banking can be a game-changer for anyone ready to take control of their financial future. 🙌 They invite listeners to connect with Gladys, explore free resources like the Child Millionaire book, and discover how to start building their own infinite piggy bank today. 📚💫
💡🐷✨ Ready to discover how an “Infinite Piggy Bank” can save you thousands, grow your wealth, and build a lasting legacy? 🎙️🔥 Tune in to this inspiring episode now!
Free gift: Child Millionaire Book: https://forms.gle/SN2AXsjcGL8uofkZ7
and our blueprint to keep your money growing and protected and have access while you, spend, save, invest and give! (link to come) and corporation blueprint how to gain more control of their hard earned cash.
Offers:
Quantum Life Mastery School: https://amplifyimpactacademy.com/quantum-life-mastery-school
Introduction video about Girls Matter: https://drive.google.com/file/d/1R3-xqzJLZW14om1PhFClcU_oRSZ8zgip/view
The Light Circle Membership:
https://amplifyimpactacademy.com/thelightcircle-aligned-core
Meet Your Unconscious Mind Workshop:
https://amplifyimpactacademy.com/um
FREE 7 Day Trial: NuCalm Products to recalibrate your nervous system / improve your sleep:: https://nucalm.com
Use my promo code at checkout: YGHJ to get 15% off your monthly subscription, every month.
Episode Summary:
Gladys' financial wake-up call @ 00:00
Gladys shares how the birth of her son sparked her interest in personal finance and led her to explore concepts like RESPs and saving for the future. She also reflects on her mother's experience working multiple jobs and struggling with taxes, which motivated Gladys to look beyond just trading time for money.
Introducing infinite banking @ 07:57
Gladys explains the core principles of infinite banking, which centers around a specially structured whole life insurance policy that allows the policyholder to access the cash value and use it for various purposes like paying down debt or making investments, while the policy continues to grow. She contrasts this with the traditional "either/or" approach of saving vs. paying off debt.
The "infinite piggy bank" concept @ 13:55
Gladys uses the analogy of a childhood piggy bank to illustrate how the infinite banking strategy works. She describes how money can be deposited into the "infinite piggy bank" (the whole life policy), where it is protected, can continue to grow, and can be accessed as needed to pay for expenses or make investments.
Case study: Helping a 74-year-old client @ 37:41
Gladys shares a real-life example of how she used the infinite banking strategy to help a 74-year-old client pay off his mortgage 15 years early, saving over $200,000 in interest, while also preserving his existing retirement savings and building a legacy death benefit.
Recap and call to action @ 48:25
Melissa and Gladys summarize the key benefits of the infinite banking concept and encourage listeners to reach out to Gladys to learn more and potentially get started with their own "infinite piggy bank." Gladys also offers several free resources, including the "Child Millionaire" book and financial planning blueprints.
About the Guest:
In today's rapidly evolving financial landscape, it's essential to not only accumulate wealth but also to understand how it aligns with your values and aspirations. That's where Gladys’ passion lies - in empowering individuals to cultivate a harmonious relationship between their financial goals and personal values. Her passion has been finances and helping people optimize their finances since 2017.
And most importantly she is a mom of 31/2, 5 and 9 year olds. They are her drivers to wanting to learn the secrets of the universe. The more she can learn, the more she can equip them and help them to find their strengths and passion in life. Just like Whitney's song, they are our future. So they hold second priority right after God (for others high self)
Contact:
https://www.linkedin.com/in/gladys-raguindin-370172278/
FB: Gladys Raguindin
website: legacycofinancial.com
Email:
Instragram: gladwealth4u
About the Host:
Melissa is an Integrative Health Practitioner and a Board Designated Master Trainer of Hypnotherapy, Trainer of NLP, Time Line Therapy®, and NLP Results Coaching, helping people get to the root cause of their health issues and then get lasting results. Melissa neither diagnoses nor cures but helps bring your body back into balance by helping discover your “toxic load” and then removing the toxins. Melissa offers functional medicine lab testing that helps you “see inside” to know exactly what is going on, and then provides a personalized wellness protocol using natural herbs and supplements. Melissa’s business is 100% virtual – the lab tests are mailed directly to your home and she specializes in holding your hand and guiding the way to healing so that you don’t have to figure it all out on your own.
Melissa has launched Amplify Impact Academy, with business partner, Billie Aadmi and together they train other coaches, practitioners and counsellors in the 4 mind-body healing modalities mentioned above, giving them powerful tools to use with clients to get results with greater ease, speed and grace. These courses teach life skills and anyone can take them, if you want to be a better leader, parent, partner, be empowered in your own life, these courses are for you!
Melissa’s passion project is her non-profit, Girls Matter (www.girlsmatter.ca), breaking the poverty cycle 1 girl, 1 family, 1 village at a time. The mission is to keep girls in school and stop teenage marriages, because school isn’t free in over 50 countries around the world and when parents have to make the difficult choices of feeding their kids or paying for school, food wins. And when the girls hit their teen years, they will often be married off so that someone else becomes responsible to feed them. Keeping girls in school instead creates a generational ripple effect, because an educated girl is more than twice as likely to ensure her own children are educated. Educating girls also grows the GDP of countries, when they get into the workforce. This is how together, we can change the world. Guests on this podcast are invited to donate to this important cause. Learn more here in this short video: https://drive.google.com/file/d/1R3-xqzJLZW14om1PhFClcU_oRSZ8zgip/view?usp=share_link
Melissa is also the winner of the 2024 Women in Podcasting Awards in the “inspiration & motivation” category and the 2021 & 2022 Quality Care Award by Business From The Heart and is also the recipient of the Alignable “Local Business Person of the Year “Award 2022, 2023 & 2024 for Whistler.
Melissa has been featured at a number of Health & Wellness Summits, such as the Health, Wealth & Wisdom Summit, The Power To Profit Summit, The Feel Fan-freaking-tas-tic Summit, the Aim Higher Summit and many more! She has also guested on over 90 different podcasts teaching people about the importance of prioritizing our health and how to get started.
Linktree: https://linktr.ee/yourguidedhealthjourney
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